Hillary Ray


Hillary Ray is a partner in Cowell Clarke’s Financial Services practice group. She has more than 15 years experience in financial services regulation and has held senior roles in the areas of legal, corporate governance and compliance.

Hillary has practised in-house, at ASIC and in private practice, providing regulatory and litigation advice to clients including wealth managers, financial planners and accountants, and specialised financial services intermediaries.  Hillary also has a keen interest in fintech and the application of law to technology, such as in the area of non-cash payment products. Hillary has advised numerous fintechs at innovation hub Stone and Chalk in Sydney, as well as speaking on panels about fintech and regulation.

Hillary assists clients to navigate the raft of regulation and address the gaps that exist to produce commercial outcomes. She works with clients to represent them in enforcement actions and conducts ASIC-style forensic compliance audits. She also advises on ASIC, APRA and AUSTRAC notices, Australian Financial Service and Australian Credit licence applications, relief applications to ASIC, as well as financial products including managed investment schemes.  

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